Finding a Job for a 2020 Graduate

Finding a Job for a 2020 Graduate

Happy Mother’s Day to all the moms and moms to be.

2020 Graduation is the first, and I hope last ever virtual graduation for most students.

Despite your parent’s best efforts for the last 20+ years, there comes a time when we all must understand that we are all in the same race towards the finish line, and we are not special.

Unless you’ve been living under a rock, you’ve likely heard of the famous “You Are Not Special” speech delivered by Wellesley High School English Teacher, David McCullough, in May of 2012.

Take the time to listen to Mr. McCullough to explain the idea of not being special and remember it.

If there ever was a time when you can stand out and be unique, it is now.

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Five Financial Savings Mom Would Like

Five Financial Savings Mom Would Like

Happy Mother’s Day to all the moms and moms to be.

Which brings the question – will we have a baby boom due to the “stay-at-home” shut down of the economy?

There are many memes and online jokes about the children being born being called “coronials” and then later in 2033 the “quarentennials .”

However, the economic stress of the pandemic crisis reduces the probability.  The U.S. birthrate has been nearly slowly declining over the last twenty years, according to macrotrends.net.

In 2000, there were 14.232 births per 1,000 people.

In 2020, the birth rate had just increased year over year for the first time in 20 years to 11.99 births per 1,000 people.

The economic stress of the loss of 20.5 million jobs in April will have the opposite impact. Being worried about your future is not the kind of pressure you want to have if you are thinking about having a child.

What are the changes that you can make to your financial lifestyle today to meet the uncertainty of the future?

Five Ideas Mom Would Like and How to Do It

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Tackle This Project to Protect Yourself

Tackle This Project to Protect Yourself

Whether you are “sheltering at home” or escaping to the office it is time to make yourself more secure in your online life.

The Covid-19 virus has awakened many to the need to be secure both in our physical health and our online security.

Your employer has not thought of this yet, but how secure is the network you have at your house?  I am guessing not very secure because the WIFI password was made simple for everyone including visiting relatives to use.

With a little extra time on your hands here is an item you can check off the to-do list that will make you more secure in our ever-increasing digital age

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Is This March Madness?

Is This March Madness?

You hear from me usually every Friday… but have I ever asked

“Are out of toilet paper?”

If you have not seen the store, there is a run-on toilet paper.

This is March Madness.

We are no longer in a bull market.

US stocks are down 20%+ from their highs… which by the “official” definition, snaps their longest-winning streak in history.

The news coming out today about the coronavirus is surreal…

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5 Tiny Habits for Financial Success

5 Tiny Habits for Financial Success

What do two pushups every time you go to the bathroom have to do with financial success?

Absolutely nothing and everything at the same time.

BJ Fogg kickstarted this habit and dozens of other little changes to his daily life that resulted in his losing 20 pounds and transforming his life.

His Book  Tiny Habits: The Small Changes That Change Everything emphasizes that starting small can lead to big changes.

In an interview with insider.com Fogg stated ”The trick to lasting success is making sure that you pick out new behaviors and routines that you actually want to adopt, not simply those you think you should do.  One of the criteria is you actually want to do it,” he said. “So that’s why it’s really easy to create them, and then there’s no reason to procrastinate.”

How do you take this idea and apply it to your financial success?

One small action at a time.

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Five Places for BYOB in 2020 by Michael Tannery

Five Places for BYOB in 2020 by Michael Tannery

According to my earlier blog this month this week is supposed to be about health.  It is and it is also about being cost-conscious.

According to the Mayo Clinic “Red wine, in moderation, has long been thought of as heart-healthy. The alcohol and certain substances in red wine called antioxidants may help prevent coronary artery disease, the condition that leads to heart attacks.”

I am a Wine SNOB.

What does Wine SNOB really mean?  To me, it is that I like good to great wines at a price that does not make me sick to my stomach before I have had my wine and dinner.

Restaurants that buy, sell and serve wine deserve the right to charge their price.  That is the incredible part of being a consumer, I have a choice.

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