by Michael | Employment, Finances, Financial Planning, Life, Planning
The top question of the week is will I get a stimulus check. Using Family Feud as our style of answering the top answer is:
- MAYBE
Here are the answers you need to know
How much are the checks?
Individuals earning a gross adjusted income up to $75,000 a year will be eligible to receive a $1,200 check. From there, the checks will be reduced by $5 for every $100 in income north of $75,000. They phase out completely if you earn $99,000 or more.
Married couples earning a gross adjusted income up to $150,000 will receive $2,400. Checks phase out completely at $198,000 for couples. Heads of household will receive $1,200 if they earn up to $112,500, phasing out completely at $136,500. Additionally, heads of households and married couples will receive $500 per child under 17.
Who Qualifies?
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by Michael | Family, Finances, Financial Planning, Life, Planning
Whether you are “sheltering at home” or escaping to the office it is time to make yourself more secure in your online life.
The Covid-19 virus has awakened many to the need to be secure both in our physical health and our online security.
Your employer has not thought of this yet, but how secure is the network you have at your house? I am guessing not very secure because the WIFI password was made simple for everyone including visiting relatives to use.
With a little extra time on your hands here is an item you can check off the to-do list that will make you more secure in our ever-increasing digital age
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by Michael | Family, Finances, Financial Planning, Life, Planning, Retirement
You hear from me usually every Friday… but have I ever asked
“Are out of toilet paper?”
If you have not seen the store, there is a run-on toilet paper.
This is March Madness.
We are no longer in a bull market.
US stocks are down 20%+ from their highs… which by the “official” definition, snaps their longest-winning streak in history.
The news coming out today about the coronavirus is surreal…
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by Michael | Family, Finances, Financial Planning, Life, Planning, Retirement
What do two pushups every time you go to the bathroom have to do with financial success?
Absolutely nothing and everything at the same time.
BJ Fogg kickstarted this habit and dozens of other little changes to his daily life that resulted in his losing 20 pounds and transforming his life.
His Book Tiny Habits: The Small Changes That Change Everything emphasizes that starting small can lead to big changes.
In an interview with insider.com Fogg stated ”The trick to lasting success is making sure that you pick out new behaviors and routines that you actually want to adopt, not simply those you think you should do. One of the criteria is you actually want to do it,” he said. “So that’s why it’s really easy to create them, and then there’s no reason to procrastinate.”
How do you take this idea and apply it to your financial success?
One small action at a time.
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by Michael | Family, Financial Planning, Life, Planning
Do you have room in your budget for charity?
Does it seem like there are so many worthy causes in the world that just getting started with “where to give” is overwhelming?
To steal a thought from Jon Acuff author of, Finished the first day of creating a habit and to reach a goal is the most difficult.
How to Get Started Giving
It seems like the idea of giving has become incredibly commercialized with “National Giving Day” and for us, in North Texas, there is the “North Texas Giving Day”. I like to find ways that directly impact my local community.
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by Michael | Family, Life, Planning
Good morning everyone – it’s Tina.
As you are reading this, I am completing my last radiation treatment.
Join me and let’s go back to the beginning.
A long six months seems so short looking back.
When I started this journey on March 4, I joked about a quick weight loss and not having to shave my legs. Little did I know that I would be blessed with so much more.
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