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Spring Clean Your Personal Finances

Spring Clean Your Personal Finances

The beginning of Spring typically coincides with the religious holidays of Easter for the Christian faith and Passover for the Jewish faith.

Both holidays are times of new beginnings.

What about your finances?  Do they need a resurrection or an exodus from the financial life you living?

These are the ten rules for a stress-free financial life that you can put in place so that you and your family can be financially independent.

Conquer Your Finances

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More important money or time?

More important money or time?

My business coach emphasizes how my success shows up far more often when I think generously versus thinking stingy. Yet, I struggle with this concept daily.

Why?  The human brain protects us.

The reptilian part of your human brain is responsible for the most basic survival functions, such as heart rate, breathing, body temperature.

It saves us from taking the wrong step off the curb and being struck by the motor vehicle that we did not see yet in the realm of money. It has the exact opposite results.

Do you think money is abundant?

Probably not, and that is the problem – that is stingy thinking.

You need to reset your thinking and think in abundance.

What is limited is the amount of time.   Time is the enemy of abundance.

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2020 Taxes are a Dumpster Fire

2020 Taxes are a Dumpster Fire

With the 2021 Winter Storm and American Rescue Plan (ARP), there are moving parts to tax return deadlines, stimulus payments, Unemployment compensation, and more changes that need your attention.

Additionally, the ARP added tax provisions to your 2020 tax return.  That is right, a law that passed Congress and signed into law on March 11, 2021, has tax rules for your 2020 tax return.

TAX DEADLINES

If you live in Texas or Oklahoma, your deadline is June 15, 2021, for ALL tax returns and your First and Second quarter estimated tax payments.

The remainder of the United States has a May 15, 2021 deadline to file their 2020 income tax returns; however, if you pay estimated taxes, your first quarter estimated taxes are due April 15, 2021.

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January 2021 – Unplugged Scattershooting

January 2021 – Unplugged Scattershooting

In case you have amnesia and wonder what Scattershooting is, I would refer you to my November Blog; otherwise, just read on, and you might realize that Ms. Gorman, my 7th grade English teacher, is grimacing from above at the lack of structure in this blog.   (Does she know what a blog is?)

Buddy

It has been fourteen days now, and I still look for him.  If you have ever had a companion, then you understand entirely.  Tina and I both have had so many people reach out and tell us their story about their “Buddy” story.

One that touched me immensely was just this past Monday night.  Mr. Mackey is older and retired.  He lives two houses away.  On Monday, I came walking by saying hello, and then Mr. Mackey asked, “Where’s Buddy.”  I told him.

Mr. Mackey replied, “He was such a happy dog.”

Thanks to all of you who have written, texted, or called.  It just shows us that Buddy touched many lives.  I know you miss his slobbery hello’s!

 

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2021 Resolutions

2021 Resolutions

The year that seems to last for five years has ended.  Yet, has that changed anything?  No, it is just a date on a calendar that allows us to clean the board and start over.

Many of you made resolutions on December 31 about goals for the new year.

Have you checked back in with them to see if you are on track?.

Statistically, the first day of a goal is the most difficult.  Want to set a goal?  Decide what your goal is and divide it by ten.

Make that your goal.

A speaker and author that I enjoy reading and receiving his weekly blog is Jon Acuff.  I would encourage you to get his weekly emails and see how they fit you and your organization.

Recently, he wrote about “How to Read 100 Books in a Year”. 

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Did You Invite a Cyber Criminal to Thanksgiving?

Did You Invite a Cyber Criminal to Thanksgiving?

We have all been exposed to some pretty heavy stuff lately—it has been a massive year—but as we head towards Thanksgiving, I thought I would take a break from COVID-19 and election madness to alert you to make you and your family safer and possibly save you up to $25,000.

My recommendation has little to do with your investments; however, it could save you and your family thousands of dollars in today’s cyber connected world.

We are all dealing with working from home and learning from home and exposing yourself to cyberattacks.  Most universities and colleges are closing at Thanksgiving, and the kids are coming home, which only increases the online presence in your house.

Cyberattacks are BIG BUSINESS.

The professionalism and sophisticated approach to cyberattacks are increasing daily.

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