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(214) 239-4700 READ MICHAEL'S LATEST BLOG: Back to School for Who?
Back to School for Who?

Back to School for Who?

The calendar changed to August, and if 2020 were a typical year, then back to school surge would be about to begin.  In many locals, it already has the option for in-class or online classes.  It is a valid al la carte’ choice that each family has made.

Yet, despite this ongoing pandemic, there is a back to school that might just be missing in your life.

In your professional career, the answer can be as short as a month, and as long as a year.

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Summer Financial Checkup

Summer Financial Checkup

Was this a typical summer the buzz of going back to school would be in full force as the calendar is about to turn to August.

We all know that nothing about 2020 has been routine and to schedule.  Despite this ongoing interruption, there is one aspect that remains consistent.

Every day we all grow another day older.

It is time for your Summer Financial Checkup

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Five Ways to Invest in Your New Normal

Five Ways to Invest in Your New Normal

It has been a month since I have written here.

A month that turned from Spring into Summer.

A month that has seen the green shoots of economic revival, and yet today, we are looking at a step backward as we play “Whack A Mole” with COVID-19.

A month closer to being normal?

In our conversations with our clients, no one is sure what normal is or will be.

What they do know is it will be different.

Five Ways to Invest in Your New Normal

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Finding a Job for a 2020 Graduate

Finding a Job for a 2020 Graduate

Happy Mother’s Day to all the moms and moms to be.

2020 Graduation is the first, and I hope last ever virtual graduation for most students.

Despite your parent’s best efforts for the last 20+ years, there comes a time when we all must understand that we are all in the same race towards the finish line, and we are not special.

Unless you’ve been living under a rock, you’ve likely heard of the famous “You Are Not Special” speech delivered by Wellesley High School English Teacher, David McCullough, in May of 2012.

Take the time to listen to Mr. McCullough to explain the idea of not being special and remember it.

If there ever was a time when you can stand out and be unique, it is now.

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Five Financial Savings Mom Would Like

Five Financial Savings Mom Would Like

Happy Mother’s Day to all the moms and moms to be.

Which brings the question – will we have a baby boom due to the “stay-at-home” shut down of the economy?

There are many memes and online jokes about the children being born being called “coronials” and then later in 2033 the “quarentennials .”

However, the economic stress of the pandemic crisis reduces the probability.  The U.S. birthrate has been nearly slowly declining over the last twenty years, according to macrotrends.net.

In 2000, there were 14.232 births per 1,000 people.

In 2020, the birth rate had just increased year over year for the first time in 20 years to 11.99 births per 1,000 people.

The economic stress of the loss of 20.5 million jobs in April will have the opposite impact. Being worried about your future is not the kind of pressure you want to have if you are thinking about having a child.

What are the changes that you can make to your financial lifestyle today to meet the uncertainty of the future?

Five Ideas Mom Would Like and How to Do It

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Rewards and Discounts You Need to Get

Rewards and Discounts You Need to Get

Have you ordered anything online to be delivered to you during the Covid-19 crisis?

I am willing to state that I think at least 80% of you have; however, what I want to know is two-fold.

Did you use technology to save money when you are doing this;

Did you make sure that you are not “going broke saving money,”  and stay within your weekly or monthly budget?

If you know me, then you know that I am a BIG FAN of credit cards that have rewards.  I have cards set up for all the recurring items that happen in our house and business.  I do not use a debit card.

Our ordering online gets us points every time.

How then can you maximize your spending online since we all seem to be doing more of this every day, and the growth of online shopping continues?

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