Whether you are “sheltering at home” or escaping to the office it is time to make yourself more secure in your online life.
The Covid-19 virus has awakened many to the need to be secure both in our physical health and our online security.
Your employer has not thought of this yet, but how secure is the network you have at your house? I am guessing not very secure because the WIFI password was made simple for everyone including visiting relatives to use.
With a little extra time on your hands here is an item you can check off the to-do list that will make you more secure in our ever-increasing digital age
You hear from me usually every Friday… but have I ever asked
“Are out of toilet paper?”
If you have not seen the store, there is a run-on toilet paper.
This is March Madness.
We are no longer in a bull market.
US stocks are down 20%+ from their highs… which by the “official” definition, snaps their longest-winning streak in history.
The news coming out today about the coronavirus is surreal…
What do two pushups every time you go to the bathroom have to do with financial success?
Absolutely nothing and everything at the same time.
BJ Fogg kickstarted this habit and dozens of other little changes to his daily life that resulted in his losing 20 pounds and transforming his life.
His Book Tiny Habits: The Small Changes That Change Everything emphasizes that starting small can lead to big changes.
In an interview with insider.com Fogg stated ”The trick to lasting success is making sure that you pick out new behaviors and routines that you actually want to adopt, not simply those you think you should do. One of the criteria is you actually want to do it,” he said. “So that’s why it’s really easy to create them, and then there’s no reason to procrastinate.”
How do you take this idea and apply it to your financial success?
One small action at a time.
Let’s get real here. For most of us – myself included – life is fast-paced and chock full of family, relationship, and work stressors. This reality, along with the ever-increasing pressures of technology and society at large, can really take a toll on you. Emotions like these are often the most present and powerful forces in your life.
The hardest emotion to control is fear. Yoda wasn’t kidding when he said, “Fear is the path to the dark side.”
Markets have been selling off sharply this week, primarily over concerns related to the coronavirus. Meanwhile, some investors are fretting over the impending Presidential election and changing valuations in Technology companies. All these headlines can be a lot to digest.
Last week’s blog “Timeout” was a lead to the coming weeks as being focused on how to make you “wealthier”. We interrupt the planned schedule to give you the latest change to your retirement, estate, and tax planning courtesy of Congress and President Trump. These changes are going to impact all of you in your planning and financial life.
As has become usual practice, Congress passed some meaningful tax legislation as it recessed for the holidays.
THE SECURE ACT
In one of the new meaningful laws, passed on December 19, you will find the Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act).
The SECURE Act made many changes to how you save money for your retirement, how you use your money in retirement, and how you can better use your Section 529 plans.
Whether you are age 35 or age 75, these changes affect you.
Here are nine of the changes.
Happy New Year to you and your family.
Tina and I were excited to see 2019 close the curtain and the dawning of a new year and a new decade. Last year we had all the fun we could handle in one year.
What is Wealth?
According to merriam-webster.com Wealth is an abundance of valuable material possessions or resources.
Resources, of course, can mean valuable resources yet what are resources? Do they always mean money? No, valuable resources also include our time, our health and our community and of course money.
Over the next four weeks, I am going to set out ideas for you in ways to make your life “wealthier”.