Finding a Job for a 2020 Graduate

Finding a Job for a 2020 Graduate

Happy Mother’s Day to all the moms and moms to be.

2020 Graduation is the first, and I hope last ever virtual graduation for most students.

Despite your parent’s best efforts for the last 20+ years, there comes a time when we all must understand that we are all in the same race towards the finish line, and we are not special.

Unless you’ve been living under a rock, you’ve likely heard of the famous “You Are Not Special” speech delivered by Wellesley High School English Teacher, David McCullough, in May of 2012.

Take the time to listen to Mr. McCullough to explain the idea of not being special and remember it.

If there ever was a time when you can stand out and be unique, it is now.

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Five Financial Savings Mom Would Like

Five Financial Savings Mom Would Like

Happy Mother’s Day to all the moms and moms to be.

Which brings the question – will we have a baby boom due to the “stay-at-home” shut down of the economy?

There are many memes and online jokes about the children being born being called “coronials” and then later in 2033 the “quarentennials .”

However, the economic stress of the pandemic crisis reduces the probability.  The U.S. birthrate has been nearly slowly declining over the last twenty years, according to macrotrends.net.

In 2000, there were 14.232 births per 1,000 people.

In 2020, the birth rate had just increased year over year for the first time in 20 years to 11.99 births per 1,000 people.

The economic stress of the loss of 20.5 million jobs in April will have the opposite impact. Being worried about your future is not the kind of pressure you want to have if you are thinking about having a child.

What are the changes that you can make to your financial lifestyle today to meet the uncertainty of the future?

Five Ideas Mom Would Like and How to Do It

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Rewards and Discounts You Need to Get

Rewards and Discounts You Need to Get

Have you ordered anything online to be delivered to you during the Covid-19 crisis?

I am willing to state that I think at least 80% of you have; however, what I want to know is two-fold.

Did you use technology to save money when you are doing this;

Did you make sure that you are not “going broke saving money,”  and stay within your weekly or monthly budget?

If you know me, then you know that I am a BIG FAN of credit cards that have rewards.  I have cards set up for all the recurring items that happen in our house and business.  I do not use a debit card.

Our ordering online gets us points every time.

How then can you maximize your spending online since we all seem to be doing more of this every day, and the growth of online shopping continues?

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2020 CARES ACT – Planning Opportunities for You

2020 CARES ACT – Planning Opportunities for You

Besides the change in filing date, there are three other vital areas came about as a result of the Coronavirus Aid, Relief, and Economic Security (CARES) Act,

These changes impact retirement plan relief options, charitable donation incentives, and relief available for students making student loan payments.

Key Filing Dates Have ALL CHANGED.

Please make a note of the NEW Filing requirements.

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Communication is Not Like Bathing Your Cat

Communication is Not Like Bathing Your Cat

Many among us are now out of work and it is going to have an impact on you, me and our community.

The Labor Department reported Thursday that another 6.6 million people submitted applications for unemployment benefits in the week ended April 4. That is on top of a revised 6.9 million in the prior week, a record, and 3.3 million the week before. States overwhelmed by the volume are still working to process backlogs, suggesting the total could be even bigger.

There’s a reason the flight attendants instruct you to put on your oxygen mask before assisting others! If you truly want to help your family and your friends navigate in this current craziness, you first need to get yourself grounded and together before assisting others.

Virtual communication today can be like trying to bath a cat.  Everyone is frustrated and it looks like a duel to the death.   Yet, communication is more important now than ever.

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Will I get a Stimulus Check?

Will I get a Stimulus Check?

The top question of the week is will I get a stimulus check.  Using Family Feud as our style of answering the top answer is:

  1. MAYBE

Here are the answers you need to know

How much are the checks?

Individuals earning a gross adjusted income up to $75,000 a year will be eligible to receive a $1,200 check. From there, the checks will be reduced by $5 for every $100 in income north of $75,000. They phase out completely if you earn $99,000 or more.

Married couples earning a gross adjusted income up to $150,000 will receive $2,400. Checks phase out completely at $198,000 for couples. Heads of household will receive $1,200 if they earn up to $112,500, phasing out completely at $136,500. Additionally, heads of households and married couples will receive $500 per child under 17.

Who Qualifies?

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