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Freedom Day

Freedom Day

I have been working on this for two years.

Two weeks ago, we “cut the cord”!

This past month we finally had enough after receiving our cable bill that again crept up to nearly $200 per month from our local cable provider which was littered with equipment, taxes, and random unexplained charges and taxes on taxes.

For years the cable companies operated like the monopolies that earned them that moniker, yet every year we would call into the service line playing as good of an Oscar role as we could muster to bluff like we were calling in to cancel. We would say that we had someplace better to go while knowing there was someone on the other end laughing their ass off, mocking us while hitting the mute button thinking we were full of shit, as there was no other island we could travel to.  Until now!

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San Diego, Summer, and Radiation

San Diego, Summer, and Radiation

Good morning from sunny San Diego!

I am attending the Independent Financial Group National Conference this Wednesday through Saturday.   It is a great time to reconnect with fellow advisors and Industry leaders and also enjoy cool and sunny San Diego.

The things you must think about if you are in San Diego in August.  Such as, do I need a sweater?

Seriously, I realize that the weather in DFW is normal hot August and I will be right back in it with you later this weekend. Next weekend is Labor Day and the unofficial final weekend to Summer.

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How to SAVE 20% on your Mortgage TODAY

How to SAVE 20% on your Mortgage TODAY

The 10-Year Treasury has declined from 3.00% in January to close on August 15, 2019, at 1.529% (MarketWatch.com)

My opinion on what this might mean for our economy is not what this blog is about.  You can read about the impact from FIRST TRUST. 

THIS IS THE GREAT MORTGAGE OPPORTUNITY
This quick drop in interest rates has opened the doors for anyone that has purchased or refinanced a house in the last few years to refinance.

The Tax Cut & Jobs ACT of 2017 severely limited the mortgage interest deduction.

WHAT ACTION TO TAKE

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What is YOUR Technology Cost?

What is YOUR Technology Cost?

August 1 1981  – 38 years ago when MTV came to life and changed the face of music forever.  The first song?  Video Killed the Radio Star by The Buggles.

May 24, 1985 – AOL aka American Online was founded.  Connectivity for American’s changed forever.

June 29, 2007 – Apple introduces the I-Phone.  Do you remember the slogans?  “This is only the beginning” and “Apple reinvents the phone”.

All of that has impacted our lives and has changed how the average American lives financially.

Technology has changed the family finances.
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Do you Make $100,000 and feel broke?

Do you Make $100,000 and feel broke?

Choice is what stands between you and financial success.  It is a simple word but so complex in its application.

If you have ever flown, you have experienced the Safety demonstration from a flight attendant.

Do you remember this?

“If you are traveling with a child or someone who requires assistance, secure your mask on first and then assist the other person.”

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Unintended Consequences

Unintended Consequences

Newton’s Third Law: For every action, there is an equal and opposite reaction
Sir Isaac Newton (1643-1727).

Sir Isaac Newton was an English physicist, mathematician, theologian, astronomer, and author.  He was one of the most influential scientists of all time and a key figure in the scientific revolution whose discoveries gave way to the Industrial Revolution.

Newton’s third law suggests that in every physical interaction there exists a pair of forces acting on two directly related things. The size of the force on the first thing equals the size of the force on the second thing. The direction of the force on the first thing is opposite to the direction of the force on the second thing.

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