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Will I get a Stimulus Check?

Will I get a Stimulus Check?

The top question of the week is will I get a stimulus check.  Using Family Feud as our style of answering the top answer is:

  1. MAYBE

Here are the answers you need to know

How much are the checks?

Individuals earning a gross adjusted income up to $75,000 a year will be eligible to receive a $1,200 check. From there, the checks will be reduced by $5 for every $100 in income north of $75,000. They phase out completely if you earn $99,000 or more.

Married couples earning a gross adjusted income up to $150,000 will receive $2,400. Checks phase out completely at $198,000 for couples. Heads of household will receive $1,200 if they earn up to $112,500, phasing out completely at $136,500. Additionally, heads of households and married couples will receive $500 per child under 17.

Who Qualifies?

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Tackle This Project to Protect Yourself

Tackle This Project to Protect Yourself

Whether you are “sheltering at home” or escaping to the office it is time to make yourself more secure in your online life.

The Covid-19 virus has awakened many to the need to be secure both in our physical health and our online security.

Your employer has not thought of this yet, but how secure is the network you have at your house?  I am guessing not very secure because the WIFI password was made simple for everyone including visiting relatives to use.

With a little extra time on your hands here is an item you can check off the to-do list that will make you more secure in our ever-increasing digital age

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Is This March Madness?

Is This March Madness?

You hear from me usually every Friday… but have I ever asked

“Are out of toilet paper?”

If you have not seen the store, there is a run-on toilet paper.

This is March Madness.

We are no longer in a bull market.

US stocks are down 20%+ from their highs… which by the “official” definition, snaps their longest-winning streak in history.

The news coming out today about the coronavirus is surreal…

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5 Tiny Habits for Financial Success

5 Tiny Habits for Financial Success

What do two pushups every time you go to the bathroom have to do with financial success?

Absolutely nothing and everything at the same time.

BJ Fogg kickstarted this habit and dozens of other little changes to his daily life that resulted in his losing 20 pounds and transforming his life.

His Book  Tiny Habits: The Small Changes That Change Everything emphasizes that starting small can lead to big changes.

In an interview with insider.com Fogg stated ”The trick to lasting success is making sure that you pick out new behaviors and routines that you actually want to adopt, not simply those you think you should do.  One of the criteria is you actually want to do it,” he said. “So that’s why it’s really easy to create them, and then there’s no reason to procrastinate.”

How do you take this idea and apply it to your financial success?

One small action at a time.

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A New Black Swan Event?

A New Black Swan Event?

Let’s get real here. For most of us – myself included – life is fast-paced and chock full of family, relationship, and work stressors. This reality, along with the ever-increasing pressures of technology and society at large, can really take a toll on you.   Emotions like these are often the most present and powerful forces in your life.

The hardest emotion to control is fear. Yoda wasn’t kidding when he said, “Fear is the path to the dark side.”

Markets have been selling off sharply this week, primarily over concerns related to the coronavirus. Meanwhile, some investors are fretting over the impending Presidential election and changing valuations in Technology companies. All these headlines can be a lot to digest.

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Five Steps to NO Excess Holiday Spending

Five Steps to NO Excess Holiday Spending

It’s that time of year when everything tastes like pumpkin spice, all of the stores have Christmas decorations up and your inbox is getting inundated with pre-Black Friday offers.  Before you can remember when the Dallas Cowboys last won a Superbowl, you will be sitting down for Thanksgiving turkeys and going gonzo over Christmas dinners and eggnog.

That’s right – it must be November.

And with the leaves changing, we thought, why not follow suit?

Do you remember all those annual resolutions you made eleven months ago?  How have those gone?  Hopefully, you have accomplished most and maybe added a few as the year went along.

The next sixty plus days can destroy the success you have built with your financial plan in the twinkle of Santa’s eye.

Here are Five Steps to Say NO to Excess Holiday Spending.

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