Financial Planning

Financial Planning | Life

Revisiting – The Cupcake Generation
ByMichael July 13, 2017June 10, 2026

Yes, “The Cupcake Generation” the latest generation following the Baby Boomers. They all grew up with the idea that “everyone gets a cupcake”. Adversity and challenge breed character and attributes like fortitude but when you get a medal for showing up and generous compliment and encouragement, it is not unimaginable to see how that leads to self-entitlement. We have gone from generations that broadly lacked self-esteem to ones that operate with an over-supply of self-esteem.

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Financial Planning | Retirement

Show me the money!
ByMichael July 10, 2017October 3, 2019

Getting the pieces of your Financial Life Planning Puzzle together will help you see the big picture. The beauty of your plan is that it doesn’t matter how much money you make. Whether you bring home $20,000 or $200,000 a year, you can ensure that today’s—as well as tomorrow’s—needs are met.

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Family | Financial Planning | Life

Can I get my degree from Amazon
ByMichael June 29, 2017June 4, 2026

The automatic graduate from high-school and go to college approach has become stale and unproductive for a large portion of students. Today life after high school needs to include the importance of gap years, bridge programs, on-the-job training, internships and attending community college before attending college.

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Family | Finances | Financial Planning | Life

Graduation ≠Financial Success
ByMichael June 6, 2017October 3, 2019

Contrary to what you have been told, having a degree does not ensure your financial success in the future.

Today, roughly 10,000 Boomers exit the workforce every day, which should present an opportunity in and of itself for Millennials to backfill the depleting workforce. Census data tell a different story. In 2016, median personal income for workers aged 24 to 34 was $35,000. In modern dollar terms, that same age cohort was earning $37,000 in 1975.

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Family | Financial Planning | Life

Lift and Shift
ByMichael May 19, 2017October 3, 2019

Lift and Shift now is the lingo for migration of your office applications to the “cloud”. Organizations that move to the cloud do so to capitalize on its benefits, such as scalability, agility and, most notably, cost-efficiency.

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Finances | Financial Planning | Life | Planning

Have you been “Disrupted”?
ByMichael March 30, 2017October 3, 2019

Not sure what “Disrupted” is?

Merriam-Webster “to break apart; to throw into disorder”

In the early 1900’s (eons ago) Sears & Roebuck was Amazon. Catalog retailing—what an innovation.

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