Budgets SUCK
| | |

Budgets SUCK

ByMichael

Budgets SUCK!

Yes, I think that budgets are the most ill-conceived idea of how to plan for your money on the personal level.

Why? Very simply – Life Happens

It is those fortunate or unfortunate turns in life that make budgets incredibly useless. I remember as a child my parents working to have a budget. The idea in the 1960’s called the Envelope System was to cash your paycheck and put the cash into different envelopes for each expense. It still exists today, and just like then it only works if and when you have the self-discipline to not reach into the other envelope and borrow from groceries to pay for entertainment.

How Much is Your House Worth? 2016
| | |

How Much is Your House Worth? 2016

ByMichael

Which is better for you?
Going to the Doctor when you are sick or going to the Doctor regularly for preventive checkups and maintenance?
Just like everything else in your life it is always better to be proactive versus reactive. Being proactive in retirement means getting the most from your 401(k) plan retirement plan.
These are my FIVE Steps for participating in and having a successful 401(k) whether you are a participant or the company administrator/fiduciary.

Why 1% makes a difference
| |

Why 1% makes a difference

ByMichael

In our life, we spend a lot of time thinking about problems. What if we say a magic word and make them all go away? Maybe we can.

The words aren’t like Dorothy clicking her red heels together and saying “There’s no place like home”. You don’t need Greek phrases or a special diet/pill you saw on the shopping channel to make it work, either.

Surprise is it not a four letter word, it is worse, it’s a simple six-letter word: growth.

|

The Great Eggscape

ByMichael

Is there a missing egg? Have you ever had the pleasure of coloring hard boiled eggs with your children or grand-children and then have the “Easter Bunny” (aka Mom and Dad) hide them for finding on Easter morning? This was an Easter tradition for our family and it made Easter morning a quick fun filled…

| |

Why is “The Bachelor” such a popular TV Show?

ByMichael

Is it the ability to live in a fantasy world versus the reality that shows a record amount of unmarried adults today in their 20’s and early 30’s ? Today’s young men and women are independent, college educated, and unmarried versus earlier generations of American men and women in their age group. If the trends…