Fall is here, one of my favorite times of the year. I often think about the annual vacation trips that I would take to see my grandmother Blanche in Detroit. I usually went the third week of October and celebrated her birthday with her. We would go visit our same places almost every year including the stop at the cider mill for cold apple cider and brown donuts.
Good morning from sunny San Diego! I am attending the Independent Financial Group National Conference this Wednesday through Saturday. It is a great time to reconnect with fellow advisors and Industry leaders and also enjoy cool and sunny San Diego. The things you must think about if you are in San Diego in August. Such…
The 10-Year Treasury has declined from 3.00% in January to close on August 15, 2019, at 1.529% (MarketWatch.com) My opinion on what this might mean for our economy is not what this blog is about. You can read about the impact from FIRST TRUST. THIS IS THE GREAT MORTGAGE OPPORTUNITY This quick drop in interest rates…
Roth IRA versus Traditional IRA: Which Is Better for You? Roth IRAs tend to get a lot of hype, and for good reason: because you pay the taxes up front, your eventual withdrawals (assuming you meet the age and holding-period requirements—more on these below) are completely tax-free. While we like “tax-free” as much as the…
Choice is what stands between you and financial success. It is a simple word but so complex in its application. If you have ever flown, you have experienced the Safety demonstration from a flight attendant. Do you remember this? “If you are traveling with a child or someone who requires assistance, secure your mask on…
Being a 1%er is a matter of your life. While death is a certain end to your life, the cost of your healthcare rises as you age and the associated cost impacts your financial quality of life. Getting and staying healthy is the only choice you must make to be a 1%er for life. You…