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July 4th at a Distance

July 4th at a Distance

America turns 244 years on Saturday. But like a lot of us who have become a year older recently, the celebration and the pop of fireworks will be more muted than in previous years.

Locally cities are mostly skipping their traditional holiday parades, festivals, and concerts. Family cookouts may feature fewer people.

AAA says Americans will take roughly 700 million trips this 4th of July holiday, estimating 97 percent of those to be road trips.

2020’s estimated travel a significantly lower number of travelers than AAA has forecast for the 4th of July in many years. Still, it shows that many are making travel plans again during the coronavirus pandemic, just making different plans.

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Five Ways to Invest in Your New Normal

Five Ways to Invest in Your New Normal

It has been a month since I have written here.

A month that turned from Spring into Summer.

A month that has seen the green shoots of economic revival, and yet today, we are looking at a step backward as we play “Whack A Mole” with COVID-19.

A month closer to being normal?

In our conversations with our clients, no one is sure what normal is or will be.

What they do know is it will be different.

Five Ways to Invest in Your New Normal

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Finding a Job for a 2020 Graduate

Finding a Job for a 2020 Graduate

Happy Mother’s Day to all the moms and moms to be.

2020 Graduation is the first, and I hope last ever virtual graduation for most students.

Despite your parent’s best efforts for the last 20+ years, there comes a time when we all must understand that we are all in the same race towards the finish line, and we are not special.

Unless you’ve been living under a rock, you’ve likely heard of the famous “You Are Not Special” speech delivered by Wellesley High School English Teacher, David McCullough, in May of 2012.

Take the time to listen to Mr. McCullough to explain the idea of not being special and remember it.

If there ever was a time when you can stand out and be unique, it is now.

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Five Financial Savings Mom Would Like

Five Financial Savings Mom Would Like

Happy Mother’s Day to all the moms and moms to be.

Which brings the question – will we have a baby boom due to the “stay-at-home” shut down of the economy?

There are many memes and online jokes about the children being born being called “coronials” and then later in 2033 the “quarentennials .”

However, the economic stress of the pandemic crisis reduces the probability.  The U.S. birthrate has been nearly slowly declining over the last twenty years, according to macrotrends.net.

In 2000, there were 14.232 births per 1,000 people.

In 2020, the birth rate had just increased year over year for the first time in 20 years to 11.99 births per 1,000 people.

The economic stress of the loss of 20.5 million jobs in April will have the opposite impact. Being worried about your future is not the kind of pressure you want to have if you are thinking about having a child.

What are the changes that you can make to your financial lifestyle today to meet the uncertainty of the future?

Five Ideas Mom Would Like and How to Do It

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Rewards and Discounts You Need to Get

Rewards and Discounts You Need to Get

Have you ordered anything online to be delivered to you during the Covid-19 crisis?

I am willing to state that I think at least 80% of you have; however, what I want to know is two-fold.

Did you use technology to save money when you are doing this;

Did you make sure that you are not “going broke saving money,”  and stay within your weekly or monthly budget?

If you know me, then you know that I am a BIG FAN of credit cards that have rewards.  I have cards set up for all the recurring items that happen in our house and business.  I do not use a debit card.

Our ordering online gets us points every time.

How then can you maximize your spending online since we all seem to be doing more of this every day, and the growth of online shopping continues?

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